Eligible areas
Most of Groveland, Mascotte, Umatilla, Astor, parts of Fruitland Park and outer Leesburg. Clermont and Mount Dora city limits generally don't qualify.
Income limits
Household income capped at 115% of area median — generous for most working families.
The catches
Primary residence only, guarantee fee and annual fee (cheaper than FHA MIP), strict appraisal condition standards. See Groveland.
Take the 2-minute Home Match quiz on the Lake County page and we'll send back a focused shortlist for your budget, timeline, and must-haves.